Schnucks Rewards Terms and Conditions

Updated and Effective: 8/5/2026

Welcome to the Schnucks Loyalty Rewards Program (“Rewards Program”), a program that allows you to accrue Points toward a discount off your next grocery trip and free/discounted products and other rewards.

Thank you for reviewing the terms and conditions (“Rewards Terms”) to the Rewards Program operated by Schnuck Markets, Inc. (“Schnucks” or “we” or “our” or “us”). By joining and participating in the Rewards Program, you agree to these Rewards Terms, which govern the terms and conditions of the Rewards Program. Do not participate in the Rewards Program, and cancel your Rewards Account, if you do not agree to any portion of these Rewards Terms.

These terms are in addition to, and do not replace Schnucks’ Terms of Use (“Terms of Use”), which also apply to your participation in the Rewards Program and use of the Schnucks Rewards App and Schnucks’ websites.Where there is a conflict between the Terms of Use and these Rewards Terms, these Rewards Terms shall govern with respect to your participation in the Rewards Program. In some instances, both these Rewards Terms, including the rewards schedule attached as Exhibit A hereto (“Rewards Schedule”), and/or other additional terms explained in an offer or promotion setting forth additional or different terms and/or conditions will apply to your Rewards (in each such instance, and collectively “Rewards Additional Terms”). To the extent there is a conflict between these Rewards Terms and any Rewards Additional Terms, the Rewards Additional Terms will control.If you subscribe to our Text Message Program through your Rewards Program account, our Text Message Terms apply to your participation.

Privacy Policy.Your membership in the Rewards Program is subject to our Privacy Policy, which explains our collection, use, and sharing of your personal data.

IMPORTANT:

Binding Arbitration:The Terms of Use include a mandatory arbitration provision, which requires that disputes are resolved by final and binding arbitration on an individual and not a class-wide or consolidated basis. These provisions also apply to disputes arising under these Rewards Terms. See Section VIII of the Terms of Use for additional provisions.
Artificial Intelligence (AI) Services:Certain features of the Rewards Program may include the ability to use AI tools and/or receive content that is generated by AI, including content that is personalized to you.These features are governed by the Terms of Use. Please review those terms for important information.

Accounts and Rewards Program Service
1. Eligibility
  
  Rewards Program membership is open to legal residents of the States of Illinois, Indiana and Missouri who are 18 years of age or older, for personal, non-commercial use at Participating Stores. Geographic and other eligibility restrictions may apply to some aspects of our Rewards Program.Non-reseller businesses may join the Rewards Program for their non-commercial, internal purposes at Participating Stores. Resellers are excluded from the Rewards Program and from receiving Points, Rewards Program Discounts and other Rewards or Reward Offers. If we mistakenly issue Points, Rewards Program Discounts or other Rewards or Reward Offers for resale purchases or to resellers, we reserve the right to deduct those and/or to invalidate improperly issued Reward Offers. If you are found, in our sole discretion to be a reseller, your Rewards Account may be terminated.
  
  The Rewards member named on the Account is solely responsible for any third-party Account access or activities.
  
  An individual may not have more than one Rewards Account, and you agree not to participate in more than one Rewards Account.
2. Accounts
  
  To participate in the Rewards Program, you must complete the rewards program account (“Rewards Account” or “Account”) registration process, which may be done at a Participating Store, online at www.schnucks.com/rewards, through the Rewards App or in such other manner as we may offer. Registering an Account is not required to make a purchase in-stores, but is required to place an online order for delivery or pick-up through Schnucks, and to earn and redeem Rewards.When you create an Account, the Account registration process (including, without limitation, the collection of your personal information) is independent of any purchase transaction you may make at or around the same time.
  
  You must provide and maintain a valid e-mail address and a telephone number, and promptly update your Account with any changes.
  
  You agree to keep your Account information current and to secure your Account credentials and log-in information. You should alert us at schnucks.com/contact-us/ or 800-264-4400 in the event of suspected unauthorized access to or misuse of your Account, but you will remain solely responsible for any unauthorized use or misuse. You may view your Rewards Program activity at the Rewards section of www.schnucks.com/rewards/ (“Rewards Site”). From time-to-time we may provide you with other ways to access, update and use your Account.
Rewards and Benefits
1. Points and Other Rewards
  The Rewards Program provides you with the ability to receive discounts, credits, points (“Points”), or other benefits (collectively “Rewards”). Rewards have no cash value or equivalency, and neither Rewards Program participants nor any third party shall have any property or other right or interest in or to Points or other Rewards (including, without limitation, no community property interests apply to a spouse’s Rewards and they are not descendible upon death) and you may not sell, gift, encumber or transfer Rewards, Reward Offers (defined below), or a Rewards Account. In the event any applicable law shall hold otherwise, you agree that your unredeemed Rewards shall be deemed to have never accrued or issued. Rewards may be subject to geographic eligibility and other restrictions. For a summary of current standard Rewards, check the Rewards Schedule, attached as Exhibit A hereto, and the Reward Offer for applicable Rewards Additional Terms, which may alter standard Rewards terms. Purchases made prior to becoming a Reward Program member do not count toward receiving Points or Rewards.
2. “Reward Offer(s)” are free items or in-store discounts on products that we may make from time-to-time, which are subject to their terms and conditions and any other applicable Rewards Additional Terms.
3. “Rewards Program Discounts,” where available, are a form of Reward Offer and, if issued by us or otherwise accepted by you, a Reward. Rewards Program Discounts, which, unless otherwise specifically provided in the Reward Offer or applicable Rewards Additional Terms, may be used to reduce the amount you pay for the designated products, subject to geographic eligibility and other restrictions. Product availability may vary and may be limited. Rewards Program Discounts may only be applied against actual net purchase amounts (i.e., after applying any other applicable discounts) equal to or greater than the sum of the amount of Reward Offer(s) discount presented for redemption (e.g., an “up to” Dollars off discount), excluding Non-Qualifying Redemptions. Further, if a Reward is for a discount amount in excess of the pre-tax purchase price of Qualifying Products, we may be unable to process that transaction in some instances and in such case the Reward Program Discount or other Reward Offer cannot be applied to that transaction. Reward Offers may be used only once and must be used before they expire.
4. Not Transferrable/Encumberable.Rewards and Reward Offers are not transferable, exchangeable, or encumberable except as specifically authorized by Schnucks at its sole discretion.
5. No Liability.We are not responsible for Rewards or Reward Offers that might be removed or deleted from your Account for any reason, including security compromise, technical error or otherwise.
6. Expiration of Rewards.Unused Points will not expire for so long as you have at least 1 transaction (i.e., you either earn or redeem Points or Rewards) within the previous 12 months.If after 12 months, you have no such activity on your Account, then your Points balance will expire in its entirety. Additionally, Rewards and Rewards Offers may expire subject to their terms, and if you have converted Points to obtain another Reward or redeem a Reward Offer, such Points will not be reinstated upon such expiration.
Points
1. General
  
  How many Points you can accrue, for what and when, and what the Points can be redeemed for and when (“Accrual and Redemption Opportunities”) may vary from time-to-time and from offer-to-offer, subject to the terms and conditions of applicable Rewards Additional Terms and as set forth in the applicable Reward Offer. Please check our Rewards Schedule (which is a form of Reward Additional Terms), attached as Exhibit A hereto, regularly for current details. Accrual and Redemption Opportunities may change from time-to-time, and from location to location, except to the extent specifically provided in applicable Rewards Additional Terms (e.g., certain terms offered for a limited promotional period). Accrual of Points is limited to your purchase of Qualifying Products at any of the Participating Stores, or as otherwise may be set forth in applicable Rewards Additional Terms (e.g., Rewards received for engaging in Qualifying Activities such as social media or other promotional activities).
  
  Where Points are based on Dollars spent, the applicable calculation will be based on the post-discounts net price you pay for the Qualifying Product. Other restrictions and exclusions may apply. We may choose to offer, in a manner not inconsistent with applicable law, incentive programs such as double Points, to certain, but not all, Rewards Program members. We reserve the right to forfeit or adjust Points if we cannot verify, to our sole satisfaction, the underlying Qualifying Purchase or other Qualifying Activity for the member claiming them, or in the event we suspect fraud or a violation of these Rewards Terms or applicable Rewards Additional Terms. Your printed receipt will show Points earned and redeemed. The Rewards App will show how many Points you have and how many Points you are able to use in redemptions.
2. Accruing Points
  
  Points will only be issued for purchases of items then-designated as earnings-eligible (“Qualifying Products”) at Participating Stores that meet all the terms, conditions and requirements of these Rewards Terms and applicable Reward Offer terms and Reward Schedule and other Rewards Additional Terms at the time of purchase (“Qualifying Purchase”). To earn Points on a Qualifying Purchase, you must (1)show your barcode in the Rewards App to the cashier to scan; (2) provide your rewards number (which is your phone number); or (3) for online orders, be logged into your Account. If you make a Qualifying Purchase and were not able to successfully scan your barcode or manually enter your rewards number (which is your phone number), you may contact customer care at 800-264-4400 or schnucks.com/contact-us/ for help. Points that are the subject of any confirmation notice are still subject to adjustment by us. We may offer other means of adding Points to your account. For more information on current Points Accrual and Redemption Opportunities, check the Rewards Schedule, attached as Exhibit A hereto, and see any other then available Rewards Offers and Rewards Additional Terms.
3. Additional Earning Opportunities. Occasionally we may offer a way to receive Points or Rewards for non-purchase activities, subject to applicable Rewards Additional Terms (“Qualifying Activities”), which will be subject to our satisfaction, in our sole discretion, that all applicable terms and conditions were met by you personally (and without use of automated method), and that there is no actual or suspected fraud, misconduct, illegal activity or inappropriate behavior present. To the extent Qualifying Activities involve you engaging in activity that exposes Schnucks to your friends or the public (e.g., social media posts) you will do so only in a manner that makes it clear that you are potentially eligible for Rewards by doing so (e.g., #SchnucksPromotion, #Sponsored, etc.) as more fully explained here: HTTPS://WWW.FTC.GOV/TIPS-ADVICE/BUSINESS-CENTER/ADVERTISING-AND-MARKETING/ENDORSEMENTS and that otherwise complies with applicable Rewards Additional Terms. Qualifying Activities may also include things like the occasion of your birthday, holidays or other events that we may deem from time to time to qualify for Points or other Rewards.
4. Redemption
  Once you have made enough Qualifying Purchases, or completed enough Qualifying Activities, for an applicable redemption, you may redeem your Points by providing your telephone number at checkout, showing your Rewards App to the cashier, or being logged into your Account when making an online purchase.The redemption value of Points is set forth in Exhibit A. We may, from time-to-time, also provide you with opportunities to elect to redeem Points for a Reward by timely accepting a Reward Offer subject to its terms, at which point your Account will be credited for the applicable Reward, which once credited you may redeem at a Participating Store. Sometimes you will have options as to what Rewards you want to redeem Points for, or what Reward you can choose as part of an applicable Reward Offer. On occasion we may offer Rewards or Reward Offer options that involve redemption or completion through a third party, in which case they will be subject also to that third party’s terms and conditions. Schnucks will deduct your redeemed Points from, or otherwise adjust, your Rewards Account after the time of redemption, usage, expiration, termination or forfeiture. Once a Reward Offer is selected or otherwise accepted, you cannot reverse the Points redemption transaction, even if the related Reward expires before it is used or completed or it is lost, stolen or compromised.
5. Reward Discounts, and other Rewards, can typically be applied to your purchase by showing the Reward in the Rewards App to a Schnucks cashier at the time you are making a purchase at a Participating Store. In order to redeem your Reward Offer(s) using the Rewards App, you must (i) activate the Reward from your Rewards App and (ii) show the barcode from the Rewards App to the Schnucks cashier. Your cashier will verify the Reward, and following verification, will apply the appropriate credit toward your check. Schnucks will remove your Reward from your Account at the time of redemption. Once redeemed, you cannot reverse the redemption transaction. The following items are, unless otherwise expressly provided in applicable Rewards Additional Terms, considered non-qualifying redemptions for which Rewards and Reward Offers may not be used, applied or otherwise redeemed: alcoholic beverages and other products we may designate on Exhibit A or where required to be excluded by applicable law (“Non-Qualifying Redemptions”). Unless otherwise stated in Reward Offer terms or other applicable Rewards Additional Terms, you may typically combine redemptions with e-mail and printed coupons. Other conditions and exclusions may apply as set forth in applicable Reward Offers and Rewards Additional Terms.
Member Communications
1. E-mail Messages and Notifications
  You may cancel or modify our e-mail marketing communications you receive from us by following the instructions contained within our promotional e-mails. This will not affect subsequent subscriptions and if your opt-out is limited to certain types of e-mails the opt-out will be so limited. You may also control the notifications you receive through the App through your device controls. Please note that we reserve the right to send you certain communications relating to your Account or our Rewards Program, such as administrative and service announcements, and these transactional messages will be unaffected if you choose to opt-out from receiving our marketing communications.
2. Our Content
  We try to keep our content current and accurate, but Rewards Program and product information, and other content, on the Rewards Site are not guaranteed, and not all items, pricing and offers are available in all of our locations. Actual availability and pricing will be determined at each applicable Schnucks Store location.
Membership Cancellation and Termination
1. Cancellation by You. You may cancel your participation in the Rewards Program by (a) selecting the “Delete Account” option in your Account profile, (b) contacting Customer Care at 314-994-4400 or 800-264-4400 (toll free) or via our webform , or (c) submitting a personal data deletion request through our privacy portal here . If you cancel your membership in our Rewards Program, you will forfeit all remaining Points, Rewards and Reward Offers.
2. Cancellation/Termination By Schnucks.We reserve the right to (a) suspend or terminate your membership because of conduct that we determine, in our discretion, violates these Rewards Terms, Rewards Additional Terms, the Terms of Use, or any applicable law, involves fraud or misuse of Rewards Program membership, or is harmful to our interests or another customer; or (b) terminate the Rewards Program. We also reserve the right to deny future membership if we deem your conduct to have violated these Rewards Terms, Rewards Additional Terms or our Terms of Use. If your Rewards membership is suspended, you may continue to earn Points but you will not be allowed to redeem the Points until it can be determined that there was no fraud or misuse in connection with your Rewards Account. If we determine, in our sole discretion, that there has been fraud in connection with your Rewards Account, we may in our sole discretion reduce the number of Points or dollars accumulated in your Rewards Account which have been earned by such fraudulent activity in lieu of terminating your membership. In the event of such a termination of your membership, you will no longer be allowed to earn Points and your Points and Rewards will be forfeited.
Limitations
Only one Rewards Program membership will receive Points for any one transaction. As more fully set forth in Section 2 and Section 4, Points and Rewards have no cash or property value and may not be transferred, assigned or encumbered. Additional restrictions may apply pursuant to Reward Offer and promotions terms, and other Rewards Additional Terms. Occasionally we may test new products, services or promotions. Some of these tests may have implications on Rewards Program members that may vary from the terms as stated here. When different policies or terms apply, we will communicate that to you through Rewards Additional Terms or otherwise.
General Rewards Program Information
The Rewards Program and its content, logos, taglines, and trademarks are the intellectual property of Schnucks; all rights reserved. These Rewards Terms are void where and to the extent prohibited by applicable law. The interpretation and application of these Rewards Terms is in the sole discretion and determination of Schnucks, which in each case you irrevocably agree shall be conclusive. We are not liable for any mistake that we may make with respect to awarding or accruing Points, redemption of Points or any other aspect of the Rewards Program. We do not guarantee any accuracy with respect to any aspect of the Rewards Program and we will not be liable for any inaccuracy in connection with the operation of the Rewards Program.
Disclaimers
THE REWARDS PROGRAM IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS FOR THE CONVENIENCE OF OUR CUSTOMERS. AND ALL PARTICIPATION IN THE REWARDS PROGRAM IS “AT YOUR OWN RISK.” IF YOU ARE UNSURE OF WHETHER A PARTICULAR PRODUCT OR SERVICE IS RIGHT FOR YOU, YOU SHOULD VISIT A SCHNUCKS STORE IN PERSON TO CONSULT WITH A HELPFUL SCHNUCKS STAFF MEMBER, REVIEW THE PRODUCT PACKAGING DESCRIPTION AND INSTRUCTIONS, AND WHENEVER NECESSARY, CONSULT WITH A PHYSICIAN OR OTHER HEALTH CARE PROFESSIONAL.

WE MAKE NO REPRESENTATIONS OR WARRANTIES THAT ANY INFORMATION PROVIDED AS PART OF THE REWARDS PROGRAM WILL BE TIMELY, ACCURATE, OR COMPLETE, AND WE DISCLAIM, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL RESPONSIBILITY AND LIABILITY FOR YOUR ACTS OR OMISSIONS IN RELIANCE THEREON. THIS INFORMATION IS NOT AND SHOULD NOT BE CONSIDERED MEDICAL ADVICE, REGARDLESS OF WHETHER POSTED BY SCHNUCKS, ITS AGENTS, AFFILIATES, SUPPLIERS, OR OTHER VISITORS. LIKE ANY INFORMATION AVAILABLE ON THE INTERNET, THIS WEBSITE SHOULD NEVER BE USED AS A SUBSTITUTE FOR YOUR PHYSICIAN’S ADVICE AND YOUR GOOD JUDGMENT.

SCHNUCKS MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THE REWARDS PROGRAM OR INFORMATION CONTAINED THEREIN, AND EXPRESSLY DISCLAIMS ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. SCHNUCKS DOES NOT REPRESENT OR WARRANT THAT YOUR PARTICIPATION IN THE REWARDS PROGRAM WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT ANY PRODUCTS, SERVICES OR INFORMATION AVAILABLE ON OR THROUGH THE REWARDS PROGRAM WILL BE TRUE, ACCURATE, COMPLETE, UP-TO-DATE, OR FREE FROM VIRUSES, MALICIOUS CODE, TYPOGRAPHICAL ERRORS OR ALTERATION BY THIRD PARTIES.
Limitations of Liability
IN NO EVENT WILL SCHNUCKS OR ITS SUPPLIERS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE, OR SIMILAR DAMAGES (INCLUDING WITHOUT LIMITATION LOST BUSINESS, LOST PROFITS, DAMAGE TO OR LOSS OF DATA, OR OTHER PECUNIARY LOSS) ARISING OUT OF OR RELATED TO THESE REWARDS TERMS, THE REWARDS PROGRAM, OR THE PRODUCTS, SERVICES OR INFORMATION AVAILABLE ON OR THROUGH THE REWARDS PROGRAM (INCLUDING INACCURATE INFORMATION GENERATED BY AI), OR ANY DECISION MADE OR ACTION TAKEN BY YOU OR ANYONE ELSE IN RELIANCE THEREON.

THE TOTAL CUMULATIVE LIABILITY OF SCHNUCKS AND ITS SUPPLIERS ARISING OUT OF OR RELATED TO THESE REWARDS TERMS OR THE REWARDS PROGRAM, INCLUDING ANY DECISION MADE OR ACTION TAKEN BY YOU OR ANYONE ELSE IN RELIANCE THEREON, WILL NOT EXCEED THE TOTAL FEES (IF ANY) PAID BY YOU IN THE PRIOR ONE (1) MONTH FOR THE PRODUCTS, SERVICES, AND/OR INFORMATION MADE AVAILABLE TO YOU THROUGH THE REWARDS PROGRAM GIVING RISE TO THE CLAIM.

THE LIMITATIONS ON LIABILITY IN THIS SECTION WILL APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, INDEMNITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE EXISTENCE OF MORE THAN ONE CLAIM OR SUIT WILL NOT EXPAND THIS LIMITATION. THESE LIMITATIONS ON LIABILITY ARE AN ESSENTIAL PART OF THESE REWARDS TERMS, AND WILL BE VALID AND BINDING EVEN IF ANY REMEDY IS DEEMED TO FAIL OF ITS ESSENTIAL PURPOSE. CERTAIN STATES DO NOT ALLOW THE DISCLAIMER OF CERTAIN WARRANTIES OR TYPES OF DAMAGES, AND SO SUCH DISCLAIMERS MAY NOT APPLY TO YOU.
Miscellaneous
Governing Law. These Rewards Terms and the relationship between you and us relating to your access to and participation in the Rewards Program will be governed by and interpreted for all purposes in accordance with the laws of the State of Missouri, USA, without regard to any conflict of laws principles that would require the application of the laws of a different jurisdiction.

Jurisdiction and Venue. Any dispute, action or proceeding arising out of or related to these Rewards Terms, your access to or participation in the Rewards Program, or the products, services, or information made available to you through the Rewards Program will be commenced in the state courts of St. Louis County, Missouri or, if proper and exclusive subject matter jurisdiction exists, the U.S. District Court of the Eastern District of Missouri. You hereby consent to the exclusive personal jurisdiction and venue of such courts and waive any objections thereto, including without limitation any objection based on forum non conveniens; provided, however, the foregoing will not prevent us from seeking temporary or permanent injunctive or other equitable relief against you or compelling your indemnification obligations in any court of competent jurisdiction.

Assignments. You may not assign these Rewards Terms or assign or delegate any right or duty under these Rewards Terms, in whole or in part, without our prior written consent. Any attempted assignment or delegation will be null and void from the beginning and without effect. We may assign these Rewards Terms or any right or duty under these Rewards Terms, with or without notice to you, including to any affiliate or successor in interest. Subject to the foregoing, these Rewards Terms will be binding on and inure to the benefit of you and us, and each of our respective heirs, administrators, successors and permitted assigns.

Third Party Beneficiaries. Nothing contained in these Rewards Terms, express or implied, is intended or will be construed to give any third party any rights or remedies under or by reason of these Rewards Terms. Notwithstanding the foregoing, the disclaimers and limitations on liability under these Rewards Terms will extend to Schnucks, its directors, officers, employees, agents, affiliates and suppliers. All references to Schnucks in connection therewith will be deemed to include such persons and entities as third party beneficiaries entitled to accept all benefits afforded thereby.

Amendment; Waiver. Any amendment by you or waiver by us of these Rewards Terms must be in writing and signed by a duly authorized representative of Schnucks. No provision will be waived by any act, omission or knowledge of a party. Any waiver on one occasion will not constitute a waiver of any other or subsequent duty or breach.

Severability. If any provision of these Rewards Terms is determined to be invalid or unenforceable under applicable law, the provision will be amended by a court of competent jurisdiction to accomplish the objectives of such provision to the greatest extent possible under applicable law, or severed from these Rewards Terms if such amendment is not possible, and the remaining provisions of these Rewards Terms will continue in full force and effect.

Survival.All provisions of these Rewards Terms and any applicable Rewards Additional Terms which by their nature should survive termination, will survive termination of your membership in the Rewards Program, including without limitation, ownership provisions, warranty disclaimers, limitations of liability, and dispute resolution provisions.

Construction. The captions in these Rewards Terms are for reference purposes only and will not affect the meaning or interpretation of these Rewards Terms. The term “including” as used herein means “including without limitation.” The terms “hereunder,” “herein,” “hereof” and similar variations mean these Rewards Terms as a whole, and not any particular section.

Entire Agreement. These Rewards Terms set forth the entire agreement of the parties with regard to the subject matter hereof, and supersede all prior and contemporaneous negotiations and agreements, written or oral.
Updates to Rewards Terms

Schnucks reserves the right to modify these Rewards Terms from time to time. Without limiting the foregoing, we may amend the Rewards Program, these Rewards Terms and/or the Rewards Program structure at any time, which changes may include, but are not limited to, changing how Points are earned or redeemed, the available Benefits, the eligibility criteria, or changing the conditions under which Points or Benefits expire or are forfeited. We will notify you of changes to the Rewards Terms by posting the updated Rewards Terms on the Rewards Site and may also choose to notify you by email to the address then associated with your Rewards Account or by other means, consistent with applicable law. The updated Rewards Terms will be effective as of the time of posting, or upon such later date or by such other method as specified by Schnucks.

Exhibit A

Rewards Schedule

Defined terms are indicated by initial caps and have the meaning ascribed to them in our Reward Terms, to which this Exhibit A is attached.

Additional terms and conditions may apply as stated in applicable Reward Offers, promotional offers or as made available at Participating Stores.

Accruing Points. You will typically accrue Points at the rate of 1 Point for every 10 cents that you spend on Qualifying Purchases of Qualifying Products at Participating Stores. Purchases made prior to joining the Rewards Program and discounts on your purchases do not count for accruing Points.

Redeeming Points.Redemption is possible once you reach 500 Points. Points may be redeemed in increments of 500 Points to receive $1.00 off your purchase.Points may be redeemed only in 500 Point ($1.00 value) increments.The maximum amount that can beredeemed in a single transaction is is 500,000 Points ($1,000 value), and this is the maximum amount that can be maintained in your Account.

You can earn and redeem Points on over-the-counter pharmacy items.

You cannot earn or redeem Points on third party gift cards, lottery purchases, money orders, wire transfers, purchases made at the Schnucks Bistro and transactions made at customer service (including, but not limited to, rug doctor rentals and third-party bill payments). You can earn but not redeem Points on Schnucks Delivers, Schnucks Floral and Schnucks Cooks and cooking school classes.

You can earn Points on alcohol purchases but you cannot redeem Points on alcohol.

With respect to Schnucks Gift Cards, Points can be earned on the purchase of a Schnucks Gift Card. You cannot use Points to purchase a Schnucks Gift Card. You cannot earn points when using a Schnucks Gift Card to pay for purchases.

Instacart Shoppers are prohibited from earning Points in their Rewards Account when making purchases for customers.

Points must be earned and redeemed at the point of sale at the time of purchase in store. Points cannot be earned or redeemed at a later date if not earned or redeemed at the point of sale at the time of purchase.

You can only redeem Points on the remaining balance of a purchase after The Special Supplemental Nutrition Program for Women, Infants and Children (WIC) has been applied.

You can only redeem Points on the remaining balance of a purchase after a coupon has been applied.

You cannot earn Points on Points being used for a purchase.

Other restrictions may apply.

Reward Offers and Rewards are not transferable, exchangeable, or encumberable, except as specifically authorized by Schnucks at its sole discretion. Identification may be required.

Schnucks may permit you to “donate Points” to specified charitable organizations.For clarity, your Points have no cash value, your donation is not tax deductible, and the designated organization does not receive the Points.If you “donate Points,” you are surrendering a specified number of Points, which must be in multiples of 500 Points, in exchange for a monetary donation by Schnucks to the designated organization.Schnucks’ donation amount will be equivalent to the redemption value of the surrendered Points.Once surrendered, the Points are forfeited and cannot be restored to your Account.Details and restrictions can be found at https://schnucks.com/donate, or other webpage offering a donation option.

Rewards may be used in conjunction with most, but not all, other Schnucks discounts or offers toward the purchase of other than Non-Qualifying Redemptions products and services, and such usage will be subject to confirmation at the time of Reward usage and may differ from location to location and from time to time.

“Participating Stores” are limited to our locations in the following jurisdictions: Missouri, Illinois and Indiana.

Birthday Reward

On your birthday (as originally entered in your Schnucks Rewards account), you will receive a digital coupon via the Schnucks Rewards app redeemable for one (1) free donut ("Birthday Reward"). To qualify for your Birthday Reward, you must (a) download the Schnucks Rewards app and (b) provide your birthday in your account information. Your Birthday Reward will be automatically added to your Rewards account during the week of your birthday and is valid only for the period listed on the coupon. To redeem, you must (a) clip the digital coupon in the app and (b) scan the Rewards barcode in the App or enter your Rewards phone number at checkout at any Schnucks location. Offer is valid for one (1) donut and excludes danishes, muffins, and other bakery items as listed in the Birthday Reward. You can add your birthday to your account by either logging in to your Schnucks Rewards account at schnucks.com/rewards or editing your profile in the Schnucks Rewards app. You will receive one Birthday Reward per Rewards account per calendar year based on the birth date provided.